Our Loan Products
From working-capital needs to property-backed and gold-backed liquidity, our credit products are built around how Latur’s traders, business owners, and households actually manage cash flow.
Loans Designed Around Real Financial Patterns
Business Loans
Working capital and growth funding for small and medium business owners, traders, and wholesale merchants to manage inventory, expand operations, or bridge cash flow gaps.
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Loan Against Property
Unlock the value of your residential or commercial property to fund business expansion or consolidation without selling.
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Gold Loan
Instant funding against your gold jewellery, appraised in-house, with same-day disbursal.
Inquire Now →Your Loan in 4 Simple Steps
We make every loan application stress-free from start to finish.
Apply Online
Submit your basic details online, or speak directly to one of our loan advisors at our Latur office or over the phone. No app download or account creation required to get started.
Document Verification
We review your KYC and income proof against the realistic documentation available to self-employed and small-business applicants — not a fixed checklist built for salaried metro employees.
Loan Sanction
You receive a written sanction letter stating the approved amount, interest rate, tenure, and all applicable charges before you sign anything.
Quick Disbursal
Once you accept the sanction letter and complete documentation, funds are credited directly to your bank account.
Frequently Asked Questions
Do I need collateral for a business loan?
We offer both collateral-free and secured business loans. Collateral-free options are available based on your business vintage and turnover.
What documents are required for a Business Loan?
You’ll need business registration proof (GST/Shop Act license), KYC documents of the owner or partners, bank statements for the last 6–12 months, and ITR or financial statements.
What is the tenure for a Gold Loan?
Our Gold Loans typically have a tenure of 1 year, with flexible repayment options and same-day disbursal subject to rapid in-house appraisal.
Are there hidden charges?
No. Rajouri Financial Services strictly adheres to transparent pricing and RBI Fair Practices Code. All processing fees and terms are clearly disclosed upfront.
How is Loan Against Property evaluated?
Our quick property evaluation is conducted by trusted local valuers. We accept residential, commercial, and industrial properties as collateral.
Ready to Transform Your Finances?
Apply today and take the first step toward achieving your business or personal financial goals.