RBI Registered NBFC · CoR No. B-1100033
Gold Loan
Instant funding against your gold jewellery — small ticket size, short tenure, and the fastest disbursal product we offer, designed for seasonal and agricultural cash needs.
Up to 75% of gold value
Tenure: 1 year
Same-day Disbursal
Key Features
- Loan amount: Up to 75% of gold value (in line with RBI’s loan-to-value cap of 75% for gold loans).
- Interest rate: assessed individually based on the appraised value and purity of the gold pledged. Speak with your nearest branch advisor for your applicable rate — confirmed in writing before you pledge.
- Tenure: 1 year.
- Disbursal: Same-day, subject to in-house gold appraisal.
- Secure custody: Gold stored under secure, insured custody for the full loan term.
Eligibility
Any individual aged 18+ with valid KYC and gold ownership.
Documents Required
KYC documents only — no income proof required.
Mandatory Disclosure
Gold pledged is appraised by a certified in-house valuer. In case of default, the gold is liable to be auctioned as per RBI guidelines and only after due notice to the borrower.
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